Hello fellow California Homeowners,
The colors are beginning to fade on some of our flowers and trees to bring in the autumn season. The wildfire season is now behind us! Or is it?
Thus, we are here to inform you that the potential for wildfires is unfortunately not over for us yet. Based on stats released by Cal Fire:
Therefore, we at JLI Agency strongly urge you to review your Homeowner’s Insurance policy if you have not updated it in the last 3 years. The value of homes and their replacement costs have gone up with rise in market prices. Therefore, if it has been over 3 years since your last review, your home insurance policy may fall short of what it takes to rebuild your home in the event of a major fire. Unfortunately, a family known to our agency living in Alpine, CA (a rural San Diego County town), was left devastated in the most recent major fires when their home was burned completely to the ground. Sadly these events happen more frequently than we would like to see, but it is a real threat of owning a home in beautiful California.
This threat applies if you live in Southern California, Los Angeles, or San Diego counties. This applies to those of you in the inland valleys. And this most certainly applies to our friends in Northern California (Oakland, Sacramento). Please remember to keep your home and auto insurance policies up to par on a bi-annual basis. If you would like a free review of your current Home Insurance policy, we’d be glad to help. IF you’d like a free estimate to see how we can save save you money, please do not hesitate to call us at (858) 356-2928 or set up an appointment with us to do so.
Here are few tips to prepare in case of a major fire near you:
If you ever find yourself in a disaster situation, please reach out to our office if you need help. Our customers our deeply important to us and we will do our best to ensure that you and your family can get to a safe location. Again, if you should ever have any questions our phone number (858) 356-2928. We are here to help our neighbors!
Chief Executive Officer, JLI Agency